A guided conversation
One focused question per screen, with explanations that adapt to your confidence and goals.
How MoneyIQ works
Technology does the preparation.
People make the decisions.
MoneyIQ turns a long financial fact find into a clear client journey without weakening the evidence your adviser needs.
An adviser-ready application
MoneyIQ keeps the responses, question version, rationale, contradictions and supporting evidence together.
Human review
A qualified adviser reviews the proposed category, follows up where needed and decides whether the advice is ready.
A complete advice pack
Once approved, the adviser releases the Statement of Advice with the relevant switching paperwork prepared. You remain in control.
The boundary matters
This is not automatic robo advice.
The proposed category is a structured starting point. Every application goes through human adviser review; the Statement of Advice is manually released; and MoneyIQ never automatically initiates a switch.